Shelley Mastro & Mark Mastro

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  • The new short-sale rules

     What sellers can expect from participating lenders starting in April: -- Sellers must be unqualified for a loan modification under the Home Affordable Mortgage Program or be unable to afford the modification. -- The bank will set an acceptable value of the home upfront, based on an appraisal or broker's price opinion. -- Lenders ...
    Posted to Shelley Mastro & Mark Mastro (Weblog) by 687580 on March 16, 2010
  • Home buyers using FHA~ update.

    FHA has a federally mandated reserve requirement of 2%.  The audit today (11/12/09) came out at having only 0.53% in reserves.  It was expected to be less than 2% but not this low.  This means we should be strapped in for a bit of turbulence with FHA.  Unlike conventional loans which normally have “regional” ...
    Posted to Shelley Mastro & Mark Mastro (Weblog) by 687580 on November 13, 2009